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Pre-Qualifications and Pre-Approvals
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Pre-Qualifications and Pre-Approvals

Get Your Free Letter Instantly

Before you begin house hunting online (we know, it’s super fun), you will need to take certain measures to ensure financing and exactly how much of a home you can afford. In addition to offering the lowest possible mortgage rates and the most convenient mortgage process, we offer a number of free services to help our customers successfully navigate the home buying process.

Free Online Pre-Qualification Letter

It is important to know how much you qualify for before beginning your home search. Our unique approach to pre-qualifying home buyers gives you the speed and convenience of automation. Completing our user-friendly online application takes about 20 minutes and can be done anytime, 24/7. Your online application will be instantly run through our Automated Underwriting System and upon approval you will be able to print out your Pre-Qualification Letter.

Free Lender Pre-Approval Letter

A Pre-Approval Letter from a direct lender is the strongest possible evidence of a home buyer’s ability to obtain a mortgage. Upon completing your online application, your Loan Officer will provide you with a list of income and asset documentation to submit through a secure website portal. Upon review and approval by our in-house underwriting department, your Loan Officer will issue a Lender Pre-Approval Letter to attach to your offers. Completing this process upfront significantly strengthens your offers. It also allows us to close your loan in as few as 21 days from your contract date, giving you added bargaining power!

Our customers love us. And, we love them too!

  • Quick and Reliable Service!

    “It was a pleasure working with Beatific Bankers. Loan processor Ajay was very professional. He explained every step of the process and all my e-mails and inquiries were addressed in a timely manner. I got the best rates in the market!”

    - ROBERT J

  • Top notch customer service!

    “This company is the BEST in the industry. Customer services is top notch. They would contact me even after hours to answer my questions. I had a new house built and even the builder cant beat their rates. Highly recommended to anyone looking for a mortgage. They are up front about everything. They even recommend to take their estimates to another group to see if they can beat it. So much good things to say about this group.”

    - Henry L

  • Process was fast and easy!

    “The process was fast and easy. Specially my loan officer Amy. She walked we through out the process fast and easy. We were able to close within 3 weeks. She worked non stop to make sure that everything completed as well communing with the builder. Awesome experience for us as a first time home owner. Absolutely Will recommend her service to my friends and family.”

    - Thanh L